Credit Card Information

According to your LazyBonus plan, the best new credit card for you at this moment is the Chase United Explorer.

Welcome Bonus: 60,000 Miles after you spend $3,000 within the first 3 months.

Annual Fee: $0 for the first 12 months, and then $95/year (don't worry, we'll tell you how to avoid the annual fee when the time comes).

Here’s how we calculate the value of this card:

+ $720 WELCOME BONUS

+ $45 GUARANTEED BENEFITS

– $0 ANNUAL FEE

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= $765 TRAVEL VALUE

(25% in Travel Value when you spend $3,000)

If you take full advantage of all the card's benefits, your total Travel Value could be even higher.

Please note that this is a travel card, best suited for frequent flyers. United Miles never expire and should be used to book flights (not for cash-back). If you prefer not to have a travel card, let us know by sending us an email.

Instructions

Fill out the application using the link here.
You will be asked for your MileagePlus Number. If you don’t have one already, we suggest that you create one now here, and then add it to the credit card application.
When you reach the Income section, remember that you can include any income source for which you have a reasonable expectation of access. This includes personal income, contributions from family or a partner, gifts, scholarships, and retirement distributions.
Submit your application.
If you are approved, congratulations! Your new card typically arrives in 7 to 10 business days.
Need it sooner? There's a way. Call Chase customer service at 800-432-3117 and inform them of your card approval. They will ask for the last 4 digits of the credit card, which you can find in the approval email you should have received. You can then request free expedited shipping, and your card will arrive in just 1 to 2 business days.

After you submit your application, you may see a message like: We have received your application, and we will inform you of our decision as soon as possible. In this case your application may be denied, but don't lose hope:

Call the Chase reconsideration line at 888-270-2127.
Follow the automated menu to connect with a customer agent (usually, pressing 0 is the quickest route).
Once you speak with an agent, explain that you applied for this credit card and ask if they need more information.
If they inform you that your application was declined due to a mistake on your application, request that they amend the application.
If you already have other Chase credit cards, you can suggest credit reallocation from those cards. This approach often increases your chances of approval.

IMPORTANT: We will not proceed with your LazyBonus plan until you confirm the outcome of this credit card application, using the dropdown below. This is essential to continue with your progress.

Please remember to always pay your credit card bills on time and refrain from spending beyond your means. LazyBonus can only provide suggestions. We are not responsible for the outcome of your credit card applications or anything related to your credit and financial profile.

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Instructions